> ## Documentation Index
> Fetch the complete documentation index at: https://docs.grail.oro.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Roadmap

GRAIL is live with core gold infrastructure. Here's what's coming next.

## Asset Expansion

### Precious Metals

* **Silver** — Same infrastructure, different metal
* **Platinum & Palladium** — Industrial precious metals for diversified offerings

## Yield Products

### stGOLD

Yield-bearing wrapped gold. Users deposit gold tokens and earn yield from lending markets and DeFi integrations. Available for both custodial (via partner) and self-custody (direct) users.

### Gold-Backed Credit

* **Lending APIs:** Let users borrow against their gold holdings
* **Credit lines:** Revolving credit secured by gold collateral
* **Partner margin facilities:** Use your gold reserves as collateral for operational liquidity
* **Overdraft for Partners:** Use your gold portfolio as short-term collateral for purchases. Settle invoices post-purchase without pre-funding liquidity

## Rewards & Loyalty Infrastructure

### Gold Cashback

APIs for settling cashback and rewards directly in gold instead of points or cash.

### Programmable Incentives

Create rules-based reward systems: spend thresholds, referral bonuses, milestone rewards—all settled in gold.

### Partner Reward Pools

Fund reward pools in gold, distribute to users based on your program logic.

## Physical Settlement

### Redemption APIs

Enable users to redeem tokenized gold for physical delivery:

* **Delivery options** — Shipped to user's address
* **Vault pickup** — Collect from secure vault locations
* **Allocated storage** — Maintain physical allocation in audited vaults

### Denominations

Support for standard gold denominations (1oz, 10oz, 1kg bars) with delivery thresholds and fees.

## Multi-Chain Expansion

### EVM Compatibility

* **Bridge to Ethereum** — Gold tokens portable to Ethereum mainnet
* **L2 deployments** — Base, Arbitrum, Optimism support
* **Chain-abstracted APIs** — Same API, choose your settlement layer

### Cross-Chain Transfers

Move gold between chains while maintaining KYC linkage and compliance status.